:root{--bg: #ffffff;--bg-soft: #f4f7f6;--ink: #0b1f33;--ink-heading: #071521;--muted: #4a6570;--ghost: #5a7180;--type-warm: #9a5b3c;--line: #e2e8e6;--accent: #0f6e6e;--accent-ink: #ffffff;--danger: #b42318;--ok: #067647;--shadow: 0 1px 2px rgba(11, 31, 51, .06), 0 8px 24px rgba(11, 31, 51, .04);--radius: 12px;--font: "Source Sans 3", "Source Sans Pro", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--ghost-font: "Source Sans 3", "Source Sans Pro", ui-sans-serif, system-ui, sans-serif;--num: "Source Sans 3", "Source Sans Pro", ui-sans-serif, system-ui, sans-serif;--display: "Newsreader", "Iowan Old Style", "Palatino Linotype", Georgia, serif}*{box-sizing:border-box}html,body,#root{margin:0;min-height:100%}html{height:100%;background-color:var(--bg-soft)}body{min-height:100dvh;font-family:var(--font);color:var(--ink);background-color:var(--bg-soft);background-image:radial-gradient(120% 80% at 50% -10%,#eef6f5 0%,transparent 58%),radial-gradient(100% 70% at 50% 110%,#f3efe8 0%,transparent 55%);background-attachment:fixed;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit;color:inherit}:root{--sidebar-w: 248px;--sidebar-bg: #fafbfc}.app-shell{min-height:100%;display:grid;grid-template-columns:var(--sidebar-w) minmax(0,1fr)}.brand{font-family:var(--display);font-weight:700;letter-spacing:-.01em;font-size:1.28rem;color:var(--ink-heading)}.brand span{color:var(--accent)}.brand-lockup{display:inline-flex;align-items:center;gap:12px;margin-bottom:10px}.brand-seal{display:block;width:40px;height:40px;border-radius:10px;flex:0 0 auto;box-shadow:0 1px 2px #0b1f331f}.brand-lockup-text{display:grid;gap:5px;min-width:0}.brand-lockup-name{font-family:var(--display);font-weight:700;font-size:1.35rem;letter-spacing:-.015em;line-height:1;color:var(--ink-heading)}.brand-lockup-name span{color:var(--accent)}.brand-lockup-rule{display:block;width:100%;max-width:7.5rem;height:2px;border-radius:1px;background:linear-gradient(90deg,var(--type-warm),var(--accent) 55%,transparent)}.sidebar-brand-row{display:flex;align-items:center;gap:10px;text-decoration:none;color:inherit}.sidebar-brand-row .brand-seal{width:34px;height:34px;border-radius:9px}.sidebar-brand-row .brand{font-size:1.12rem;margin:0}.splash-brand{display:grid;justify-items:center;gap:14px}.splash-brand .brand-seal{width:72px;height:72px;border-radius:18px}.sidebar{position:sticky;top:0;height:100vh;display:flex;flex-direction:column;background:var(--sidebar-bg);border-right:1px solid var(--line);padding:18px 12px 14px;z-index:40}.sidebar-top{padding:4px 10px 18px;border-bottom:1px solid var(--line);margin-bottom:12px}.sidebar-brand{display:inline-block;font-size:1.2rem}.sidebar-kicker{margin:4px 0 0;color:var(--type-warm);font-family:var(--ghost-font);font-size:.75rem;font-weight:600;letter-spacing:.02em}.sidebar-nav{display:flex;flex-direction:column;gap:2px;flex:1;overflow:auto;padding:0 4px}.sidebar-link{display:grid;gap:1px;padding:10px 12px;border-radius:8px;color:#3c4a57;transition:background .12s ease,color .12s ease}.sidebar-link:hover{background:#eef2f6;color:var(--ink)}.sidebar-link.active{background:#e8eef5;color:var(--ink);box-shadow:inset 3px 0 0 var(--accent)}.sidebar-link-label{font-size:.92rem;font-weight:560;letter-spacing:-.01em}.sidebar-link-hint{font-size:.72rem;color:var(--ghost);font-family:var(--ghost-font)}.sidebar-foot{margin-top:auto;padding-top:12px;border-top:1px solid var(--line);display:grid;gap:10px}.sidebar-user{display:flex;align-items:center;gap:10px;padding:4px 6px}.sidebar-avatar{width:34px;height:34px;border-radius:9px;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:650;font-size:.9rem;flex:0 0 auto}.sidebar-user-name{font-size:.88rem;font-weight:600;letter-spacing:-.01em}.sidebar-user-role{font-size:.72rem;color:var(--muted)}.sidebar-logout{width:100%;padding:8px 12px;font-size:.85rem}.workspace{min-width:0;min-height:100vh;display:flex;flex-direction:column;background:transparent}.workspace-bar{display:flex;align-items:center;gap:12px;padding:14px 22px;border-bottom:1px solid var(--line);background:#ffffffe6;backdrop-filter:blur(10px);position:sticky;top:0;z-index:20}.workspace-title{font-family:var(--display);font-weight:600;letter-spacing:-.01em;font-size:1.05rem;color:var(--ink-heading)}.workspace-meta{margin-left:auto;font-size:.82rem;display:flex;gap:6px;align-items:center}.nav-toggle{display:none;width:40px;height:36px;border:1px solid var(--line);border-radius:9px;background:#fff;padding:8px 9px;flex-direction:column;justify-content:space-between;cursor:pointer}.nav-toggle span{display:block;height:2px;background:var(--ink);border-radius:2px}.nav-backdrop{display:none}.page{width:min(1080px,100%);margin:0 auto;padding:22px 22px 48px}.hero-login{min-height:100dvh;display:grid;place-items:center;padding:24px;background:transparent}.card{width:min(420px,100%);background:#fff;border:1px solid var(--line);border-radius:calc(var(--radius) + 4px);box-shadow:var(--shadow);padding:28px 24px}h1,h2,h3{font-family:var(--display);font-weight:700;color:var(--ink-heading);letter-spacing:-.012em;margin:0 0 8px;line-height:1.2}h1{font-size:clamp(1.45rem,2.6vw,1.85rem)}h2{font-size:clamp(1.15rem,2vw,1.35rem)}h3{font-size:1.05rem;font-weight:600}p.lead{color:var(--ghost);font-family:var(--ghost-font);margin:0 0 20px;line-height:1.45}label{display:block;font-size:.82rem;font-family:var(--ghost-font);color:var(--type-warm);font-weight:600;letter-spacing:.01em;margin:12px 0 6px}input,select,textarea{width:100%;border:1px solid var(--line);border-radius:10px;padding:11px 12px;background:#fff}input:focus,select:focus,textarea:focus{outline:2px solid color-mix(in srgb,var(--accent) 35%,white);border-color:var(--accent)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:11px 16px;background:var(--accent);color:var(--accent-ink);font-weight:600;cursor:pointer;transition:transform .1s ease,filter .12s ease,opacity .15s ease}.btn:hover:not(:disabled){filter:brightness(.96)}.btn:active:not(:disabled){transform:scale(.97)}.btn:disabled{opacity:.55;cursor:not-allowed}.btn.secondary{background:var(--bg-soft);color:var(--ink);border:1px solid var(--line)}.btn.danger{background:var(--danger)}.row{display:flex;gap:10px;flex-wrap:wrap;align-items:center}.stack{display:grid;gap:10px}.mt{margin-top:16px}.kpi-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;width:100%;align-items:stretch}@media(max-width:720px){.kpi-grid{grid-template-columns:1fr}}@media(max-width:900px){.app-shell{grid-template-columns:1fr}.nav-toggle{display:flex}.workspace-meta .dot,.workspace-meta span:last-child{display:none}.sidebar{position:fixed;left:0;top:0;width:min(280px,86vw);transform:translate(-105%);transition:transform .2s ease;box-shadow:none}.app-shell.nav-open .sidebar{transform:translate(0);box-shadow:12px 0 40px #0b1f331f}.nav-backdrop{display:block;position:fixed;inset:0;background:#0b1f3347;opacity:0;pointer-events:none;transition:opacity .2s ease;z-index:30}.app-shell.nav-open .nav-backdrop{opacity:1;pointer-events:auto}.page{padding:16px 14px 36px}}@media(prefers-reduced-motion:reduce){.sidebar,.nav-backdrop,.sidebar-link{transition:none!important}}.kpi{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px;min-width:0}.kpi .label{color:var(--muted);font-size:.8rem}.kpi .value{font-family:var(--num);font-variant-numeric:tabular-nums;font-size:1.35rem;font-weight:650;letter-spacing:-.02em;margin-top:6px;overflow-wrap:anywhere}.num{font-family:var(--num);font-variant-numeric:tabular-nums}.dashboard-page{max-width:980px}.dashboard-head{display:flex;flex-wrap:wrap;align-items:flex-start;justify-content:space-between;gap:14px 20px;margin-bottom:4px}.dashboard-head .lead{margin-bottom:0}.dashboard-head-actions{display:flex;flex-wrap:wrap;gap:8px}.dashboard-kpi{margin-top:18px}.kpi-accent{border-color:#c5e4e4;background:linear-gradient(180deg,#f7fbfb,#fff 70%)}.kpi-note{margin:8px 0 0;color:var(--muted);font-size:.78rem;line-height:1.35}.dashboard-panel{margin-top:16px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 18px 14px}.dashboard-panel-head h2{font-size:1.05rem;margin:0 0 4px}.dashboard-panel-head .muted{margin:0 0 16px;font-size:.85rem}.mix-bars{display:grid;gap:14px}.mix-row{display:grid;gap:6px}.mix-meta{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-size:.86rem}.mix-meta span{color:var(--muted)}.mix-meta strong{font-weight:600;letter-spacing:-.02em}.mix-track{height:10px;border-radius:999px;background:var(--bg-soft);overflow:hidden}.mix-fill{height:100%;border-radius:inherit;min-width:0;transition:width .35s ease}.mix-fill-disbursed{background:var(--accent)}.mix-fill-recovered{background:#2a9d8f}.mix-fill-outstanding{background:#1d4e6f}.dashboard-stats{margin-top:16px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.stat-tile{display:grid;gap:6px;padding:14px 16px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);min-width:0;transition:border-color .12s ease,background .12s ease}a.stat-tile:hover{border-color:#c5e4e4;background:#f7fbfb}.stat-tile .label{color:var(--muted);font-size:.78rem}.stat-tile .value{font-size:1.25rem;font-weight:650;letter-spacing:-.02em}.stat-tile-warn .value{color:#9a3412}.dashboard-skeleton{margin-top:18px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.skel{background:linear-gradient(90deg,#eef1f5,#f7f9fb,#eef1f5);background-size:200% 100%;animation:skel-shine 1.2s ease-in-out infinite;border-radius:var(--radius);border:1px solid var(--line)}.skel-kpi{height:108px}.skel-panel{grid-column:1 / -1;height:180px}@keyframes skel-shine{0%{background-position:100% 0}to{background-position:-100% 0}}@media(max-width:720px){.dashboard-stats{grid-template-columns:repeat(2,minmax(0,1fr))}.dashboard-skeleton{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){.mix-fill,.skel{transition:none;animation:none}}.list{border:1px solid var(--line);border-radius:var(--radius);background:#fff;overflow:hidden}.list-item{display:flex;justify-content:space-between;gap:12px;padding:12px 14px;border-bottom:1px solid var(--line);cursor:pointer}.list-item:last-child{border-bottom:0}.list-item:hover{background:var(--bg-soft)}.muted,.ghost{color:var(--ghost);font-family:var(--ghost-font)}.err{color:var(--danger);font-size:.9rem;margin-top:10px}.field-hint{margin:4px 0 0;font-size:.8rem}.ok{color:var(--ok)}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}table{width:100%;border-collapse:collapse;font-size:.9rem}th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left}th{color:var(--muted);font-weight:560;background:var(--bg-soft)}td.num,th.num{font-family:var(--num);font-variant-numeric:tabular-nums;text-align:right}.banner{padding:10px 14px;border-radius:10px;background:#fff7ed;border:1px solid #fed7aa;color:#9a3412;margin-bottom:14px}.splash{min-height:100dvh;display:grid;place-items:center;text-align:center}.splash .mark{width:64px;height:64px;border-radius:16px;background:var(--ink-heading);color:#fff;display:grid;place-items:center;font-family:var(--display);font-weight:700;margin:0 auto 16px;letter-spacing:-.02em}.seg-toggle{display:inline-flex;padding:4px;gap:4px;border:1px solid var(--line);border-radius:12px;background:#fff;margin:4px 0 14px}.seg-toggle button{border:0;background:transparent;padding:8px 16px;border-radius:9px;color:var(--muted);font-weight:560;cursor:pointer}.seg-toggle button.active{background:var(--ink);color:#fff}.search-bar{display:flex;gap:10px;margin-bottom:16px}.search-bar input{flex:1}.profile-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:14px}.profile-card{text-align:left;border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden;padding:0;cursor:pointer;box-shadow:var(--shadow);transition:transform .15s ease,box-shadow .15s ease}.profile-card:hover{transform:translateY(-2px);box-shadow:0 10px 28px #0b1f3314}.profile-card-media{position:relative;aspect-ratio:1 / 1;background:linear-gradient(160deg,#e8eef5,#f7fafc);overflow:hidden}.profile-card-media img{width:100%;height:100%;object-fit:cover;display:block}.profile-avatar-fallback{width:100%;height:100%;display:grid;place-items:center;font-size:2rem;font-weight:700;letter-spacing:-.04em;color:var(--ink);background:radial-gradient(circle at 30% 20%,#d9ecec,transparent 55%),linear-gradient(160deg,#eef3f8,#e4ebf2)}.profile-avatar-fallback.lg{font-size:3rem;min-height:180px;border-radius:18px}.profile-card-body{padding:12px 14px 14px}.profile-card-body h3{margin:0 0 4px;font-size:1rem}.profile-card-body p{margin:0;font-size:.86rem;color:var(--muted)}.status-pill{position:absolute;top:10px;right:10px;font-size:.7rem;font-weight:620;text-transform:lowercase;padding:4px 8px;border-radius:999px;background:#ffffffeb;border:1px solid var(--line);color:var(--muted)}.status-pill.active{color:var(--ok);border-color:#abefc6;background:#ecfdf3}.status-pill.due{color:#175cd3;border-color:#b2ddff;background:#eff8ff}.status-pill.partial{color:#b54708;border-color:#f9dbaf;background:#fffaeb}.status-pill.paid{color:var(--ok);border-color:#abefc6;background:#ecfdf3}.status-pill.overdue{color:#b42318;border-color:#fecdca;background:#fef3f2}.status-pill.pending{color:#344054;border-color:#d0d5dd;background:#f9fafb}.status-pill.closed{color:#475467;border-color:#d0d5dd;background:#f2f4f7}.classic-profile .status-pill,.loan-detail-head .status-pill,.schedule-table .status-pill{position:static;display:inline-block}.empty-card{grid-column:1 / -1;border:1px dashed var(--line);border-radius:14px;padding:28px;text-align:center;background:#fff}.classic-profile{border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:var(--shadow);overflow:hidden;margin-bottom:8px}.classic-profile-hero{display:grid;grid-template-columns:220px minmax(0,1fr);gap:0}.classic-profile-photo{min-height:220px;background:#eef3f8}.classic-profile-photo img{width:100%;height:100%;object-fit:cover;display:block}.classic-profile-copy{padding:22px 24px 24px}.classic-eyebrow{margin:0 0 6px;font-size:.75rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}.classic-meta{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:18px;padding-top:16px;border-top:1px solid var(--line)}.classic-meta .label{margin:0 0 4px}.classic-meta strong{font-size:.95rem;font-weight:600}@media(max-width:720px){.classic-profile-hero{grid-template-columns:1fr}.classic-profile-photo{min-height:200px}.classic-meta{grid-template-columns:1fr}.search-bar{flex-direction:column}}@media(prefers-reduced-motion:no-preference){.fade-in{animation:fade .35s ease both}@keyframes fade{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}}@media(prefers-reduced-motion:reduce){.profile-card{transition:none}}.loan-form{display:grid;gap:16px;max-width:920px}.loan-wizard{display:flex;flex-direction:column;gap:14px;max-width:720px;min-height:calc(100vh - 120px);padding-bottom:12px}.loan-wizard-head{display:flex;flex-wrap:wrap;align-items:flex-start;justify-content:space-between;gap:14px}.loan-wizard-head h1{margin-bottom:4px}.loan-wizard-head .lead{margin:0}.wizard-steps{list-style:none;margin:0;padding:0;display:flex;gap:6px;align-items:center}.wizard-steps li{display:flex;align-items:center;gap:8px;padding:6px 12px 6px 6px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--muted);font-size:.82rem;font-weight:560}.wizard-steps li.active{border-color:var(--ink);color:var(--ink);background:#fff;box-shadow:inset 0 0 0 1px var(--ink)}.wizard-steps li.done{border-color:color-mix(in srgb,var(--accent) 35%,var(--line));color:var(--accent)}.wizard-step-num{width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:var(--bg-soft);font-family:var(--num);font-size:.78rem;font-weight:650}.wizard-steps li.active .wizard-step-num{background:var(--ink);color:#fff}.wizard-steps li.done .wizard-step-num{background:color-mix(in srgb,var(--accent) 18%,white);color:var(--accent)}.loan-wizard-body{flex:1;min-height:0}.wizard-panel{max-width:100%}.wizard-selected-chip{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-top:12px;padding:10px 12px;border:1px solid var(--line);border-radius:12px;background:var(--bg-soft);font-size:.9rem}.wizard-selected-chip.mb{margin-top:0;margin-bottom:14px}.wizard-selected-chip .btn-sm,.btn.btn-sm{margin-left:auto;padding:6px 12px;font-size:.82rem}.mt-label{display:block;margin-top:14px}.confirm-summary{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 14px;margin:4px 0 14px;padding:12px 14px;border:1px solid var(--line);border-radius:12px;background:var(--bg-soft)}.confirm-summary>div{display:grid;gap:2px}.confirm-summary .muted{font-size:.75rem}.confirm-summary strong{font-size:.92rem;font-weight:620}.confirm-table{max-height:min(280px,36vh);overflow:auto;margin-top:12px}.wizard-footer{display:flex;gap:10px;align-items:center;justify-content:flex-end;position:sticky;bottom:0;margin-top:auto;padding:12px 0 4px;background:linear-gradient(180deg,transparent,var(--bg) 28%)}.wizard-footer .btn{min-width:120px}.wizard-footer-spacer{flex:1}.search-hint{margin:12px 0 0;font-size:.9rem}.overdue-page{max-width:720px}.overdue-head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;margin-bottom:8px}.overdue-head .lead{margin:0}.overdue-head-actions{display:flex;flex-wrap:wrap;align-items:center;gap:10px}.overdue-count{flex:0 0 auto;padding:6px 12px;border-radius:999px;border:1px solid var(--line);background:#fff;font-size:.82rem;font-weight:600;color:var(--danger)}.overdue-filter{margin:10px 0 12px}.overdue-list{max-height:min(560px,62vh);overflow:auto}.overdue-row{align-items:flex-start}.overdue-main{min-width:0}.overdue-loan-link{color:inherit;text-decoration:none}.overdue-loan-link:hover strong{text-decoration:underline}.overdue-cust-link{display:inline-block;margin-top:6px;font-size:.78rem;color:var(--accent);text-decoration:underline;text-underline-offset:2px}.overdue-money{text-align:right;flex:0 0 auto}.overdue-money-label{display:block;font-size:.68rem;font-weight:500;letter-spacing:.02em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}.overdue-arrears{font-family:var(--num);font-weight:650;font-size:1.02rem;color:var(--danger)}.overdue-total{font-size:.75rem;margin-top:6px}.loan-panel{border:1px solid var(--line);border-radius:16px;background:#fff;padding:18px 18px 20px;box-shadow:var(--shadow)}.loan-panel h2{margin:0 0 12px;font-size:1.05rem}.loan-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 14px}.customer-pick-list{margin-top:10px;max-height:min(320px,42vh);overflow:auto;border:1px solid var(--line);border-radius:12px}.customer-pick{width:100%;display:flex;gap:10px;align-items:center;padding:10px 12px;border:0;border-bottom:1px solid var(--line);background:#fff;cursor:pointer;text-align:left}.customer-pick:last-child{border-bottom:0}.customer-pick:hover{background:var(--bg-soft)}.customer-pick.active{background:#eef7f7;box-shadow:inset 3px 0 0 var(--accent)}.customer-pick-avatar{width:40px;height:40px;border-radius:10px;overflow:hidden;background:#e8eef5;display:grid;place-items:center;font-weight:700;flex:0 0 auto}.customer-pick-avatar.lg{width:72px;height:72px;border-radius:14px;font-size:1.4rem}.customer-pick-avatar img{width:100%;height:100%;object-fit:cover}.locked-customer{display:flex;gap:14px;align-items:center;padding:8px 0}.loan-thumb{margin-top:0;width:120px;height:120px;object-fit:cover;border-radius:10px;border:1px solid var(--line);display:block}.loan-photo-field{display:grid;gap:12px;margin-top:6px}.loan-photo-picker{display:grid;gap:4px;padding:14px 16px;border:1px dashed var(--line);border-radius:var(--radius);background:var(--bg-soft);cursor:pointer}.loan-photo-picker 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